Thursday, October 4, 2012

Jordyn - 2 weeks old

Baby Jordyn had her 2 week appointment today, weighing in at 8 lbs, 4 oz.  She's such a peanut, chilling out on the 50th percentile line - nice and normal. :)  Everything looks great for her, except for her left arm.  We've noticed since about day 3 or 4 that it sort of just "hangs" there.  I asked our pediatrician about it today and what likely happened is that some nerves got super stretched during delivery due to her tight fit and the vaccuum being used.  This caused some nerve damage that worked its way down to her left wrist and hand.  This means 4-6 weeks of physical therapy for her.  We're used to the therapy thing...now I wonder if it means we'll be going on Thursdays as a family of four instead of just Daddy & Mason.  The doc does not anticipate any long term issues, but wants us to work on getting it back to fully functional right away.

We had some other unexpected news today that I am reluctant to share because I don't want to sound like a complainer...but sometimes Chris and I wonder why we can't just have everything be "great" and "happy" for awhile without something screwing it up.  We got a call from our banker.

I should just end with that.  That probably explains a lot right?

Well basically, the bank will not take on our new house as a mortgage because there was an issue with the appraisal. The bank management (who are tied to Freddie Mac regulations) will not accept the appraisal because there is not a comparable house in the area...the main issue being that our house doesn't have a basement. 

REALLY?!

They knew we were building a handicap accessible house without a basement.

So now we are in the search for a bank that will take on our mortgage for a 30 year fixed loan and that isn't tied to Freddie Mac or Fannie Mae regulations. Does that even exist?  The best our current bank can offer is an in-house 5 year fixed...which, I guess, is an option if we need it to be. However, we were really counting on getting a loan at 3.4 or 3.5%, not above 4, which is more likely now.

So now we have 3 months to figure this out.  We can continue with our existing "construction loan" which sucks because our monthly payments are interest only.  Throwing money away on absolutely nothing, but time.

Anyway, I just had to share my frustrations of the day because that is what this blog is for me...a way to vent.  I won't let it end this way though, so I'll leave you with a few pictures of our adorable 2 week old:





Damn - we have one cute family. :)

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